8 ways to access the wisdom of your future self for spending decisions

By Mikelann Valterra, MA. AFC® One of the best questions to ask yourself when you debate spending a larger sum of money is “what does my future self think of this?” Asking this question lifts and expands your vision and thinking. It takes you from living solely in the moment, week or month, to thinking … Continue reading 8 ways to access the wisdom of your future self for spending decisions

Should I really buy this? Making satisfying spending decisions

Financial therapy in action By Mikelann Valterra, MA, AFC© “Can I afford to take two weeks in Hawaii?” … “Should I do the facial package?” … “I really want a new couch!” Spending decisions are all around us. “Should I really buy this”? “Can I afford this?” “Should I do this?” I often tell my … Continue reading Should I really buy this? Making satisfying spending decisions

How to Set Your Fees—the many hours behind the hour

Note- I originally published this article years ago when my son was ten years old, and have updated it because my new book, How to Set and Raise Your Fees—a heart-centered guide for coaches, counselors, and consultants, comes out in September 2024. See end to be notified of book release and classes.(This is a picture … Continue reading How to Set Your Fees—the many hours behind the hour